/* ==========================================================================
   Chevy Trust — single stylesheet (no build step, no framework)
   Palette taken from the approved brand direction:
   deep olive, lime yellow, cream, warm white.
   ========================================================================== */
:root{
  --olive-900:#2b3317;
  --olive-800:#374122;
  --olive-700:#48552c;
  --olive-600:#5d6c38;
  --lime-400:#e4ef7c;
  --lime-500:#d8e65f;
  --lime-200:#f1f6bd;
  --cream:#f8f7ee;
  --cream-2:#f2f1e4;
  --white:#ffffff;
  --ink:#1d2213;
  --body:#4b5340;
  --line:#e2e2d2;
  --radius:22px;
  --radius-sm:14px;
  --radius-lg:34px;
  --shadow:0 18px 50px rgba(43,51,23,.10);
  --shadow-sm:0 8px 22px rgba(43,51,23,.07);
  --wrap:1200px;
  --ff-head:'Outfit',system-ui,sans-serif;
  --ff-body:'DM Sans',system-ui,sans-serif;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{
  margin:0;background:var(--cream);color:var(--body);
  font-family:var(--ff-body);font-size:17px;line-height:1.72;
  -webkit-font-smoothing:antialiased;overflow-x:hidden;
}
img{max-width:100%;display:block;height:auto}
a{color:var(--olive-700);text-decoration:none}
a:hover{color:var(--olive-900)}
h1,h2,h3,h4,h5{font-family:var(--ff-head);color:var(--ink);line-height:1.14;margin:0 0 .6em;font-weight:600;letter-spacing:-.02em}
h1{font-size:clamp(2.1rem,5.2vw,3.9rem)}
h2{font-size:clamp(1.7rem,3.6vw,2.7rem)}
h3{font-size:clamp(1.18rem,2vw,1.5rem)}
h4{font-size:1.06rem;letter-spacing:.01em}
p{margin:0 0 1.1em}
ul{margin:0 0 1.1em;padding-left:1.1em}
li{margin:.35em 0}
strong{color:var(--ink)}
:focus-visible{outline:3px solid var(--olive-600);outline-offset:3px;border-radius:6px}
.skip{position:absolute;left:-9999px}
.skip:focus{left:12px;top:12px;z-index:200;background:var(--ink);color:#fff;padding:10px 16px;border-radius:10px}

.wrap{width:100%;max-width:var(--wrap);margin:0 auto;padding:0 24px}
.narrow{max-width:860px}
.mt{margin-top:1.4rem}
.muted{color:var(--body);opacity:.85}
.center{text-align:center}
.kicker{font-family:var(--ff-head);font-size:.78rem;font-weight:600;letter-spacing:.18em;text-transform:uppercase;color:var(--olive-600);margin:0 0 .9rem}
.lede{font-size:clamp(1.02rem,1.5vw,1.2rem);max-width:62ch}

/* ---------- buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:.5rem;
  font-family:var(--ff-head);font-weight:600;font-size:.95rem;
  padding:.92rem 1.6rem;border-radius:999px;border:1px solid transparent;
  cursor:pointer;transition:transform .18s ease,background .2s ease,color .2s ease,box-shadow .2s ease;
  min-height:48px;text-align:center;
}
.btn:hover{transform:translateY(-2px)}
.btn-dark{background:var(--olive-900);color:#fff}
.btn-dark:hover{background:var(--olive-700);color:#fff}
.btn-lime{background:var(--lime-400);color:var(--olive-900);box-shadow:var(--shadow-sm)}
.btn-lime:hover{background:var(--lime-500);color:var(--olive-900)}
.btn-ghost{background:transparent;border-color:var(--olive-900);color:var(--olive-900)}
.btn-ghost:hover{background:var(--olive-900);color:#fff}
.btn-light{background:#fff;color:var(--olive-900)}
.btn-row{display:flex;flex-wrap:wrap;gap:.8rem;margin-top:1.6rem}

/* ---------- header + mega menu ---------- */
.site-header{position:sticky;top:0;z-index:120;background:rgba(248,247,238,.92);backdrop-filter:blur(12px);border-bottom:1px solid transparent;transition:box-shadow .25s ease,border-color .25s ease}
.site-header.scrolled{box-shadow:0 8px 30px rgba(43,51,23,.08);border-color:var(--line)}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:82px}
.brand{display:flex;align-items:center;gap:.7rem;flex-shrink:0}
.brand img{width:40px;height:40px}
.brand-text{display:flex;flex-direction:column;line-height:1.1}
.brand-text strong{font-family:var(--ff-head);font-size:1.16rem;letter-spacing:-.01em;color:var(--ink)}
.brand-text em{font-style:normal;font-size:.66rem;letter-spacing:.16em;text-transform:uppercase;color:var(--olive-600)}

.nav{display:flex;align-items:center;gap:.2rem}
.nav-list{display:flex;align-items:center;gap:.1rem;list-style:none;margin:0;padding:0}
.nav-item{position:relative}
.nav-link{white-space:nowrap}
.nav .mobile-cta{display:none}
.nav-link{
  display:inline-flex;align-items:center;gap:.35rem;font-family:var(--ff-head);font-weight:500;
  font-size:.96rem;color:var(--ink);padding:.7rem .95rem;border-radius:999px;background:none;border:0;cursor:pointer;
}
.nav-link:hover,.nav-item.open>.nav-link{background:var(--lime-200);color:var(--olive-900)}
.nav-link.active{background:var(--olive-900);color:#fff}
.nav-link .chev{width:9px;height:9px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:rotate(45deg) translateY(-2px);transition:transform .2s ease}
.nav-item.open>.nav-link .chev{transform:rotate(-135deg) translateY(-2px)}
.header-cta{display:flex;align-items:center;gap:.6rem;flex-shrink:0}
.header-cta .btn{padding:.75rem 1.25rem}

.mega{z-index:140;
  position:absolute;left:50%;transform:translate(-50%,10px);top:calc(100% + 14px);
  width:min(880px,92vw);background:#fff;border:1px solid var(--line);border-radius:var(--radius);
  box-shadow:var(--shadow);padding:26px;opacity:0;visibility:hidden;transition:opacity .2s ease,transform .2s ease;
}
.nav-item.open>.mega{opacity:1;visibility:visible;transform:translate(-50%,0)}
.mega-grid{display:grid;grid-template-columns:1fr 1fr .9fr;gap:26px}
.mega h5{font-family:var(--ff-head);font-size:.72rem;letter-spacing:.16em;text-transform:uppercase;color:var(--olive-600);margin:0 0 .8rem}
.mega-links{list-style:none;margin:0;padding:0;display:grid;gap:.3rem}
.mega-links a{display:block;padding:.6rem .7rem;border-radius:var(--radius-sm);color:var(--ink);font-family:var(--ff-head);font-weight:500;font-size:.98rem}
.mega-links a span{display:block;font-family:var(--ff-body);font-weight:400;font-size:.82rem;color:var(--body);line-height:1.5;margin-top:.15rem}
.mega-links a:hover{background:var(--cream-2)}
.mega-feature{background:var(--olive-900);color:#e9ecd9;border-radius:var(--radius-sm);padding:18px;display:flex;flex-direction:column;gap:.6rem}
.mega-feature img{border-radius:12px;aspect-ratio:4/3;object-fit:cover;width:100%}
.mega-feature strong{color:#fff;font-family:var(--ff-head);font-size:1rem}
.mega-feature p{font-size:.84rem;margin:0;color:#d8ddc4}
.mega-feature a{color:var(--lime-400);font-weight:600;font-size:.86rem}

.nav-toggle{display:none;width:48px;height:48px;border:1px solid var(--line);border-radius:14px;background:#fff;cursor:pointer;flex-direction:column;justify-content:center;align-items:center;gap:5px}
.nav-toggle span{display:block;width:20px;height:2px;background:var(--ink);transition:transform .2s ease,opacity .2s ease}
.nav-toggle[aria-expanded="true"] span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.nav-toggle[aria-expanded="true"] span:nth-child(2){opacity:0}
.nav-toggle[aria-expanded="true"] span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

/* ---------- sections ---------- */
.section{padding:clamp(56px,8vw,110px) 0}
.section.tight{padding:clamp(40px,5vw,64px) 0}
.section-dark{background:var(--olive-900);color:#dfe4cd}
.section-dark h1,.section-dark h2,.section-dark h3,.section-dark h4,.section-dark strong{color:#fff}
.section-lime{background:var(--lime-400);color:var(--olive-900)}
.section-lime h2,.section-lime h3{color:var(--olive-900)}
.section-cream{background:var(--cream-2)}
.section-head{max-width:760px;margin:0 0 clamp(28px,4vw,52px)}
.section-head.center{margin-left:auto;margin-right:auto;text-align:center}

/* ---------- hero ---------- */
.hero{position:relative;padding:clamp(44px,6vw,80px) 0 clamp(56px,7vw,96px);overflow:hidden}
.hero .halo{position:absolute;inset:auto;left:50%;top:14%;width:min(760px,88vw);aspect-ratio:1;transform:translateX(-50%);
  background:radial-gradient(circle,rgba(228,239,124,.75),rgba(228,239,124,0) 62%);z-index:0;pointer-events:none}
.hero-inner{position:relative;z-index:1;text-align:center;max-width:820px;margin:0 auto}
.hero h1{margin-bottom:1rem}
.hero .lede{margin:0 auto 1.6rem;max-width:60ch}
.hero .btn-row{justify-content:center}
.hero-figure{position:relative;z-index:1;max-width:520px;margin:clamp(32px,5vw,52px) auto 0}
.hero-figure img{border-radius:var(--radius-lg);box-shadow:var(--shadow)}
.hero-badge{position:absolute;background:#fff;border-radius:16px;box-shadow:var(--shadow-sm);padding:.7rem .95rem;font-size:.78rem;line-height:1.35;font-family:var(--ff-head)}
.hero-badge strong{display:block;font-size:1.05rem}
.hero-badge.one{left:-8px;bottom:24%}
.hero-badge.two{right:-8px;top:16%}
.hero-stats{position:relative;z-index:1;display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin:clamp(30px,4vw,46px) auto 0;max-width:960px;background:#fff;border-radius:var(--radius);box-shadow:var(--shadow-sm);padding:22px}
.hero-stats div{text-align:center;padding:.4rem}
.hero-stats b{display:block;font-family:var(--ff-head);font-size:clamp(1.3rem,2.4vw,1.85rem);color:var(--ink);line-height:1.1}
.hero-stats>div>span{display:block;font-size:.78rem;letter-spacing:.04em;margin-top:.25rem}
.hero-stats b span{font-size:inherit;letter-spacing:inherit;color:inherit}

/* ---------- cards / grids ---------- */
.grid{display:grid;gap:22px}
.grid-2{grid-template-columns:repeat(2,1fr)}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow-sm)}
.card h3{font-size:1.2rem}
.card p:last-child{margin-bottom:0}
.card-lime{background:var(--lime-400);border-color:transparent}
.card-olive{background:var(--olive-800);border-color:transparent;color:#dbe1c7}
.card-olive h3,.card-olive strong{color:#fff}
.card-photo{padding:0;overflow:hidden;display:flex;flex-direction:column}
.card-photo img{aspect-ratio:4/3;object-fit:cover;width:100%}
.card-photo .card-body{padding:24px}
.stat-big{font-family:var(--ff-head);font-size:clamp(2rem,4vw,3rem);color:var(--ink);line-height:1;display:block;margin-bottom:.35rem}
.icon-badge{width:44px;height:44px;border-radius:14px;background:var(--lime-200);display:flex;align-items:center;justify-content:center;margin-bottom:1rem;font-size:1.1rem}
.split{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(28px,5vw,64px);align-items:center}
.split.reverse>*:first-child{order:2}
.split img{border-radius:var(--radius);box-shadow:var(--shadow-sm)}
.list-clean{list-style:none;padding:0}
.list-clean li{position:relative;padding-left:1.7rem;margin:.6rem 0}
.list-clean li::before{content:"";position:absolute;left:0;top:.62em;width:10px;height:10px;border-radius:50%;background:var(--lime-500)}
.cues{display:flex;flex-wrap:wrap;gap:.5rem;margin-top:1.3rem;justify-content:inherit}
.cue{background:#fff;border:1px solid var(--line);border-radius:999px;padding:.4rem .9rem;font-size:.78rem;font-family:var(--ff-head)}
.section-dark .cue{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.18);color:#e6ead6}

/* ---------- steps / timeline ---------- */
.timeline{list-style:none;padding:0;display:grid;gap:18px}
.timeline li{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px 26px;display:grid;grid-template-columns:56px 1fr;gap:18px;align-items:start}
.timeline b{font-family:var(--ff-head);font-size:1.05rem;color:var(--olive-900);background:var(--lime-400);width:44px;height:44px;border-radius:14px;display:flex;align-items:center;justify-content:center}
.timeline h3{margin-bottom:.35rem}

/* ---------- testimonial ---------- */
.quote{display:grid;grid-template-columns:220px 1fr;gap:clamp(24px,4vw,48px);align-items:center;background:#fff;border-radius:var(--radius-lg);padding:clamp(24px,4vw,44px);box-shadow:var(--shadow-sm)}
.quote img{border-radius:var(--radius);aspect-ratio:1;object-fit:cover;width:100%}
.quote blockquote{margin:0;font-family:var(--ff-head);font-size:clamp(1.1rem,2.2vw,1.6rem);line-height:1.4;color:var(--ink)}
.quote cite{display:block;margin-top:1rem;font-style:normal;font-size:.88rem;color:var(--olive-600)}

/* ---------- accordion ---------- */
.acc{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;margin-bottom:14px}
.acc-trigger{width:100%;text-align:left;background:none;border:0;padding:22px 24px;font-family:var(--ff-head);font-size:1.02rem;font-weight:600;color:var(--ink);cursor:pointer;display:flex;justify-content:space-between;gap:1rem;align-items:center;min-height:56px}
.acc-trigger::after{content:"+";font-size:1.4rem;color:var(--olive-600);line-height:1}
.acc-trigger[aria-expanded="true"]::after{content:"–"}
.acc-panel{max-height:0;overflow:hidden;transition:max-height .3s ease}
.acc-panel .inner{padding:0 24px 22px}

/* ---------- forms ---------- */
.form{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:clamp(22px,3.5vw,38px);box-shadow:var(--shadow-sm)}
.field{margin-bottom:1.1rem}
.field label,.check{display:block;font-family:var(--ff-head);font-weight:500;font-size:.92rem;color:var(--ink);margin-bottom:.45rem}
.req{color:var(--olive-600);font-size:.74rem;letter-spacing:.08em;text-transform:uppercase;margin-left:.35rem}
input[type=text],input[type=email],input[type=tel],input[type=date],select,textarea{
  width:100%;font-family:var(--ff-body);font-size:1rem;color:var(--ink);background:var(--cream);
  border:1px solid var(--line);border-radius:var(--radius-sm);padding:.85rem 1rem;min-height:50px;
}
textarea{min-height:130px;resize:vertical}
input:focus,select:focus,textarea:focus{border-color:var(--olive-600);background:#fff;outline:none}
input.invalid,select.invalid,textarea.invalid{border-color:#a6432f;background:#fdf3f1}
.err{display:block;color:#a6432f;font-size:.82rem;margin-top:.3rem;min-height:1.1em}
.hp{position:absolute!important;left:-9999px!important}
.check{display:flex;gap:.6rem;align-items:flex-start;font-weight:400;font-family:var(--ff-body);font-size:.92rem;color:var(--body)}
.check input{width:20px;height:20px;margin-top:.2rem;flex:0 0 auto;accent-color:var(--olive-700)}
fieldset{border:0;margin:0;padding:0}
legend{font-family:var(--ff-head);font-size:1.15rem;font-weight:600;color:var(--ink);margin-bottom:1rem;padding:0}
.choice-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-bottom:.4rem}
.choice{position:relative;display:block;cursor:pointer;margin:0}
.choice input{position:absolute;opacity:0;width:0;height:0}
.choice .c-body{display:block;border:1px solid var(--line);border-radius:var(--radius-sm);background:var(--cream);padding:16px 18px;transition:border-color .18s,background .18s}
.choice .c-body strong{display:block;font-family:var(--ff-head);font-size:.98rem}
.choice .c-body em{font-style:normal;font-size:.84rem;color:var(--body);display:block;margin-top:.2rem;line-height:1.5}
.choice input:checked+.c-body{border-color:var(--olive-700);background:var(--lime-200)}
.choice input:focus-visible+.c-body{outline:3px solid var(--olive-600);outline-offset:2px}
.stepper{display:flex;align-items:center;gap:10px;margin-bottom:26px;flex-wrap:wrap}
.step-node{display:flex;align-items:center;gap:.55rem;font-family:var(--ff-head);font-size:.86rem;color:var(--body)}
.step-node span{width:32px;height:32px;border-radius:50%;background:#fff;border:1px solid var(--line);display:flex;align-items:center;justify-content:center;font-size:.85rem}
.step-node em{font-style:normal}
.step-node.active{color:var(--olive-900)}
.step-node.active span{background:var(--lime-400);border-color:transparent;color:var(--olive-900);font-weight:600}
.step-node.done span{background:var(--olive-900);color:#fff;border-color:transparent}
.step-line{flex:1 1 30px;height:1px;background:var(--line);min-width:16px}
.step{display:none}
.step.is-active{display:block}
.step-actions{display:flex;justify-content:space-between;gap:.8rem;margin-top:1.6rem;flex-wrap:wrap}
.dropzone{position:relative;border:2px dashed var(--line);border-radius:var(--radius-sm);background:var(--cream);padding:30px 20px;text-align:center;transition:border-color .2s,background .2s}
.dropzone.is-over{border-color:var(--olive-600);background:var(--lime-200)}
.dropzone input{position:absolute;inset:0;width:100%;height:100%;opacity:0;cursor:pointer}
.dz-inner strong{display:block;font-family:var(--ff-head)}
.dz-inner em{font-style:normal;font-size:.85rem}
.file-list{list-style:none;padding:0;margin:.9rem 0 0}
.file-list li{display:flex;justify-content:space-between;gap:1rem;background:var(--cream);border:1px solid var(--line);border-radius:12px;padding:.6rem .9rem;font-size:.86rem;margin:.4rem 0}
.notice{background:var(--lime-200);border-radius:var(--radius-sm);padding:16px 20px;font-size:.9rem;margin-bottom:1.4rem}

/* ---------- footer ---------- */
.site-footer{background:var(--olive-900);color:#c9d0b4;padding:clamp(48px,6vw,80px) 0 32px;font-size:.94rem}
.site-footer h4{color:#fff;font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;margin-bottom:1rem}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.1fr;gap:34px}
.footer-brand .brand-text strong{color:#fff}
.footer-brand .brand-text em{color:var(--lime-400)}
.footer-links{list-style:none;padding:0;margin:0;display:grid;gap:.45rem}
.footer-links a{color:#c9d0b4}
.footer-links a:hover{color:var(--lime-400)}
.disclaimer{margin-top:44px;padding-top:26px;border-top:1px solid rgba(255,255,255,.14);font-size:.8rem;line-height:1.7;color:#aab392}
.disclaimer strong{color:#fff}
.copyright{margin:1rem 0 0}

/* ---------- reveal ---------- */
.reveal{opacity:0;transform:translateY(18px);transition:opacity .6s ease,transform .6s ease}
.reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none;transition:none}html{scroll-behavior:auto}}

/* ==========================  RESPONSIVE  ========================== */
@media (max-width:1080px){
  .footer-grid{grid-template-columns:1fr 1fr}
  .hero-stats{grid-template-columns:repeat(2,1fr)}
}
@media (max-width:980px){
  .grid-4{grid-template-columns:repeat(2,1fr)}
  .grid-3{grid-template-columns:1fr}
  .split{grid-template-columns:1fr}
  .split.reverse>*:first-child{order:0}
  .quote{grid-template-columns:1fr;text-align:left}
  .quote img{max-width:160px}
}
@media (max-width:900px){
  .site-header{backdrop-filter:none;background:var(--cream)}
  .nav-toggle{display:flex}
  .header-cta .btn.desk-cta{display:none}
  .nav{
    display:flex;position:fixed;top:82px;left:0;right:0;bottom:0;height:calc(100vh - 82px);z-index:119;background:var(--cream);flex-direction:column;align-items:stretch;
    padding:18px 20px 40px;overflow-y:auto;gap:0;transform:translateX(100%);transition:transform .28s ease;
    border-top:1px solid var(--line);
  }
  .nav.open{transform:none}
  .nav-list{flex-direction:column;align-items:stretch;gap:.2rem}
  .nav-link{width:100%;justify-content:space-between;padding:1rem 1.1rem;border-radius:var(--radius-sm);font-size:1.05rem;min-height:56px}
  .mega{position:static;transform:none;width:auto;opacity:1;visibility:hidden;height:0;overflow:hidden;padding:0;border:0;box-shadow:none;background:transparent;transition:none}
  .nav-item.open>.mega{visibility:visible;height:auto;padding:6px 0 14px;transform:none}
  .mega-grid{grid-template-columns:1fr;gap:14px}
  .mega-links a{background:#fff;border:1px solid var(--line)}
  .mega-feature{display:none}
  .nav .mobile-cta{display:block;margin-top:18px}
  .nav .mobile-cta .btn{width:100%}
  body.nav-open{overflow:hidden}
}
@media (max-width:720px){
  body{font-size:16px}
  .brand-text em{display:none}
  .brand-text strong{font-size:1.05rem}
  .brand{min-width:0}
  .grid-2,.grid-4,.choice-grid{grid-template-columns:1fr}
  .hero-badge{display:none}
  .hero-stats{grid-template-columns:repeat(2,1fr);padding:16px}
  .footer-grid{grid-template-columns:1fr}
  .timeline li{grid-template-columns:1fr}
  .card{padding:22px}
  .btn{width:100%}
  .btn-row .btn{width:100%}
  .header-cta .btn{width:auto}
  .step-actions .btn{width:100%}
  .step-node em{display:none}
}

/* ---------- submission result table (process-claim.php) ---------- */
.summary-table{width:100%;border-collapse:collapse;font-size:.92rem}
.summary-table th,.summary-table td{text-align:left;vertical-align:top;padding:.75rem .6rem;border-bottom:1px solid var(--line)}
.summary-table th{width:34%;font-family:var(--ff-head);font-weight:600;color:var(--ink)}
.summary-table tr:last-child th,.summary-table tr:last-child td{border-bottom:0}
@media (max-width:600px){
  .summary-table th,.summary-table td{display:block;width:100%;border-bottom:0;padding:.3rem .2rem}
  .summary-table tr{display:block;border-bottom:1px solid var(--line);padding:.5rem 0}
}